Does this sound familiar?
You have experienced storm damage to your home or business and are prepared to file your claim. You start with a phone call to your insurance company and initial paperwork. You then get offered a preferred contractor or “vendor” to come out and assess the damage or loss to your home.
Question: Do you go with the flow and take the assistance of the preferred contractor?
Answer: No. Instead, you contact an outside contractor — a contractor who has your best interests in mind, who reports to you for payment because they are not connected to the insurance company, and who has over 40 years of experience.
You contact Malybuilt.
Preferred contractors never truly work for you — they are bought and paid for by your insurance company. This means both the insurance adjuster — and the contractor assessing your damage—report to the company in charge of your claim. No loyalty lies with you, the policyholder.
Question: Why is it so important to take this into consideration when you file your claim?
Answer: Because you can easily be taken advantage of by insurance companies without the assistance of a licensed, contracted assessment by contractors like us.
That means less money to make the appropriate repairs to your home or business. Which means a loss of value in your investment.
Take the time to do it right. That’s our mantra.
Question: How Did This “Insurance Preferred Contractor” Business Start?
Answer: This whole idea started in the nineties when insurance companies wanted to provide better service for their customers. But as with many ideas in the insurance company world, it started to worsen. Eventually, insurance companies hired these contractors to cut corners. This is especially true when it comes to hail and wind damage. The insurance companies can hold to a certain level of pricing and work for each customer.
Question: What names do these Insurance Preferred Contractors go by?
Answer: Many names.
- Preferred Contractor Program
- Premier Service Provider (State Farm)
- Alacrity (Allstate)
- Crawford Connection (Crawford & Company)
At the end of the day, you want someone you can trust. Someone who is always going to have your best interests in mind. Someone who has been working for Nebraskans for 3 generations.
Did you know most of our business at Malybuilt comes from referrals made by satisfied customers?
Instead of an “insurance preferred” contractor, choose the preferred contractor, Malybuilt Restoration.