Filing a storm damage insurance claim can be a frustrating and confusing process. No one likes dealing with insurance companies. At Malybuilt, let us do the heavy lifting for you.
We have over 40 years of experience dealing with insurance companies, and we always make you, the customer, a priority.
Once you assess storm damage, contact Malybuilt Restoration, and we will perform a full property inspection for you.
Step 1: Assess the storm damage. Record the date of the storm, any signs of damage you can see from the ground, and take pictures of any damage.
Step 2: Contact Malybuilt Restoration. We will perform a full property inspection, including the roof, windows, siding, AC units, screens, concrete, and all other exterior surfaces.
Step 3: Read your insurance policy carefully and contact the claims department of your insurance company directly.
Step 4: Request an insurance adjuster inspection. You can let them know we will be present during the adjuster inspection. Our job is to make sure the adjuster provides you with a fair assessment. Remember, the insurance adjuster works for the insurance company and may have an incentive to deny your claim, if they think they can. But we’ve been working for Nebraskans for 3 generations. We know what’s a fair assessment.
Step 5: If your claim is denied, don’t worry. You are entitled to meet with three insurance adjusters. Remember, even a small amount of damage should result in an approved claim. Any type of damage can devalue your home, and damage should be fixed immediately before it leads to greater issues down the road.
Step 6: Once your claim is approved, your insurance company will send you two separate payments. The first payment, or materials deposit, covers the cost of materials. The second payment is received when we send a notice of completion to the insurance company to let them know all repairs have been completed.
Step 7: After your materials are delivered, we get to work. No additional payment is due until all the repairs are complete. There may be additional items that come up during the repair process that we will notify you and your insurance company about so they can cover any additional expenses. Once your project has passed a city inspection (if required) and you are satisfied with the work, we will send the completion notice to your insurance company for them to issue the final check.