The Short Answer:
Instead of collecting estimates, you should find a local, reputable contractor who’s been doing this work for 3 generations. At Malybuilt, we have over 40 years of experience + we do quality work, and we will do the work for the amount the insurance company approved. That means the only money out of your pocket would be the cost of your deductible.
The Long Answer: It used to be that insurance companies wanted you to collect estimates from contractors to send back to the insurance company. The insurance company would then typically pay out based on the lowest estimate received, which homeowners obviously were not thrilled with.
Now, what happens is the insurance adjuster writes the amount they are willing to pay out for the damage found using software that determines a fair market value price for materials and labor in each city.
So, instead of collecting estimates, you want to focus on finding a local, reputable contractor to work with. Like us.