Assessing roofing damage needs to be done by a trained professional — a professional who is specifically trained in the physical inspection of roof damage. Just because industry professionals have told you your roof is fine does not mean it necessarily is. Even the insurance companies send their adjusters to trainings so the adjusters can properly identify the damage.
At Malybuilt, we have over 40 years of experience assessing roofing damage. If you’re not sure about whether or not you need to file a claim, call us, and we’ll gladly come to inspect your roof for any damage.
Not necessarily. Hail, storm, or wind damage comes in many forms. Missing shingles are commonly related to wind damage during a hail storm if winds are high enough. When it comes to something like hail damage, the damage can be sneaky. Trust us, you may not know you have problems that will eventually cause leakage for many years.
Oftentimes insurance companies have a one-year claim time limit. But when it comes to things like hail damage, they sometimes pay claims submitted past the deadline. Especially if the storm occurred over a widespread area.
It’s always good to check with us if you think you have hail damage, even if it’s past the claim’s due date. We’ve been serving Nebraskans for 3 generations, so we know what to look for, and we can help you with your insurance claim.
The Short Answer: Instead of collecting estimates, you should find a local, reputable contractor who’s been doing this work for 3 generations. At Malybuilt, we have over 40 years of experience + we do quality work, and we will do the work for the amount the insurance company approved. That means the only money out of your pocket would be the cost of your deductible.
The Long Answer: It used to be that insurance companies wanted you to collect estimates from contractors to send back to the insurance company. The insurance company would then typically pay out based on the lowest estimate received, which homeowners obviously were not thrilled with.
Now, what happens is the insurance adjuster writes the amount they are willing to pay out for the damage found using software that determines a fair market value price for materials and labor in each city.
So, instead of collecting estimates, you want to focus on finding a local, reputable contractor to work with. Like us.
Not so fast. If your roof has any damage, you are eligible for a valid insurance claim.
While hail damage may not cause a physical problem for many years, it can lead to leakage and water damage. That’s why you need to get a qualified contractor like Malybuilt to make sure your roof is inspected properly.
We’ve been repairing and installing roofs for 3 generations. With over 40 years of experience, we know what level of skill it takes to get the job done right AND to last a lifetime.
Not necessarily. Normally after a natural disaster, the companies raise rates to cover for losses. By not submitting a claim, you are increasing your personal rate for the damage incurred to other people’s property.